Following the luncheon, President Ken introduced the speaker, Saco Bay Rotarian and P&C Insurance Benefits, Dan Cote.  Dan was the second in a three part series of informative speakers on long term planning.  Dan provided an informative presentation on Long Term Care Insurance.  Several important points were covered as well as dispelling a number of misconceptions on Long Term Care Insurance.  The presentation was well received with several pertinent questions by Rotarians at the conclusion of the presentation.  Next week's speaker with be Sarah Neault.