Every District 5950 club pays Rotary International (RI) for insurance covering general liability and events. It is important to review what this coverage does not offer, and evaluate if your club needs additional insurance for: crime, fireworks, property, owned auto, cyber liability (if your club accepts credit cards at the point-of-sale versus through a third-party credit card firm), etc. 
 
Two recommended resources for your questions are: District 5950 Insurance Resource Lynette Fagerberg (lmfsings52@gmail.com), and RI insurance broker Lockton-Rotary Service Team (rotary@lockton.com, 1-800-921-3172). As we anticipate a new fiscal year, it’s a good time to review your club’s coverage.