Marlon Austin spoke to our club recently about Cryptocurrency - the Future of Payments. He has done extensive research and study on the topic of Blockchain technology, the protocol of the cryptocurrency, which allows anyone to shop without a bank account. Crptocurrency is a faster, safer way to transfer value in exchange for goods and services and may replace SWIFT as a means for funds transfer. It can be anonymous like BitCoin, or traceable like OneCoin. As an independent marketing associate with the Onelife Network, Marlon also presented the video https://www.youtube.com/watch?v=DGVqtaXb4IQ for further information on OneCoin.