Program Habitat

Ann Nixon, Executive Director and

Gainesville Rotarian

20 year 0% interest cost loan

& silent second for original FMV

Prerequisite for loan:

*Financial review

*home study

*200 hours sweat equity 

*30 hour financial education

*100 hour labor in own home

Millard Farmer, founder

25 years in hall co

55 houses built since founded.

8 houses closed last year

Copper Glenn SD 42 lots

1000+ volunteers/year

Women build house

Habitat High built house

Habitat Restore

Collection default workouts

Average monthly pmts $500-560