Past President Tammy Oxley introduced Ryan Smith from the Better Business Bureau as the Program.  Ryan is the Director of Communication and Marketing for BBB.  The BBB Serves consumers by helping find reliable companies, provide free and objective mediation of disputes, and identifying and applauding high performers.  The Businesses with Integrity Award is a way to recognizes businesses who demonstrate superior ethics, reliability and trustworthiness.  BBB also recognizes Students of Integrity and present them with $2,500 Scholarships to accredited school/college of their choice. Give.org is BBB’s charitable alliance.  BBB accredited charities spend no more than 35% of funds on administrative costs.  In November 2014, Rotary Foundation became an accredited charity by BBB.