President Elect Jackson Brown indicated that Carol Deschambault and Mike Coulombe were visiting guests.
Announcements:
With a rowdy group, Lucie hoped everyone had a happy holiday.
Kudos to Karen and Earle on a job well done with the $100 Raffle!
Paulette indicated that interact students donated 40 turkeys and $300 in cash to the food pantry. Way to go!
Lucie reminded all about the shopping event which will be at the Walmart in Biddeford. Shopping will begin at 6:00 tonight for the thirty-two children. Approximately $125 will be spent on each child. In addition, the families will receive gift cards to Hannaford. Shop until we drop! Gift wrapping of the purchased items will occur next week at York County Credit Union starting at 5:30.
If anyone is interested in adopting a family, please see Lucie. There is an overwhelming need this year and unfortunately we are not able to help everyone.
Red Ribbon held a meeting last week in which Karen was elected as Co-chair. Congratulations Karen!
The Rotary Holiday party will be held at Brian Dallaire’s home on December 8th from 6:00 – 9:00 PM. The Dallaire’s reside at 1 Davis Drive, Hills Beach, in Biddeford. Please remember to bring a “fun gift” for and any guests to exchange. “Fun gift”, Google it!
The first Biddeford/Saco Rotary Auction meeting will be held on December 16th. More information to come.
50/50 Drawing:
Paulette
$ 37, donated to the Red Ribbon Committee.
Sergeant At-Arms: Matt, Sarah and Fausto
HAPPY Dollars:
Joe Moreshead was pleased to report Agren’s Appliance gave a great deal on the purchased of an electric stove. The stove was purchased for some very happy recipients through the charitable fund.
Fausto: Castro died! And that his ten and one half hour trip home from Philadelphia was over.
Dr. Joe was happy to celebrate his birthday a week early.
Peggy: Thank you Laurie Jo for helping me to keep my sanity.
Dr. Joe was happy to report that after thirty-nine years of serving lunch to senior citizens at Johnathan as a Wells/Ogunquit Rotarian, this year he was going to be a guest.
Julie: Thank you Laurie Jo and Peggy for stepping up in my absence.
A hat was passed around the room to provide Jessica (our waitress at Run of the Mill) with a final thank you for the great service. Jessica accepted a position at a local doctor’s office. Congratulations Jessica!
Fines:
Jeremy: What exactly are you doing with your hands in that photo?
Joe M: For that Mr. Roger’s sweater.
Steve: Were you actually listening to rap music/104.7?
Matt: For creating a mini you.
Jim: Maine Magazine again? Are you paying for all of those ads?
Team of 12 providing group services: provide health insurance, educational opportunities, and peer groups from security officers to CFOs to HR professionals to Directors to trust & wealth management teams.
Advocacy is job ONE both in Augusta and Washington – defining advocacy
What we do best
Nearly $10.3 million in 2015 charitable donations
$717,800 --Dollars raised for community causes by bank employees
170,000 -- Hours volunteered by bank employees to their communities
$1.96 Billion in Residential real estate loans
$3.0 Billion in Commercial loans to business
Banks make a difference – they deliver on dreams
CREDIT UNIONS
Chronic CEOs concerns about CU image campaign: Credit Unions – the myth and the reality
No state or federal income taxes
No sales tax (ATMs), no CRA requirements, no 990s and no meals & lodging tax in DC when on membership business.
ADVOCACY - Some Statistics from the Maine Legislature (last session)
1703 bills introduced in the 2-year session
428 became Public Laws (18 P&SL + 78 Resolves)
Governor has vetoed 182 bills (previous record with Governor Longley @ 118)
The Association‘s role at the Legislature in a 2-year cycle
Track over 200 bills – 25% we testify at hearings or have reportable lobbying time
More defense than offense
Expanded Political Advocacy for MBA
Financial literacy for High School students
Partnership with Junior Achievement & Jobs for Maine Graduates
Senior$afe – elder financial fraud – front line staff
Partnership with State, local Agency on Aging, Legal Services for the Elderly & FIs
State UPDATE – this session
Legislature – One message – We need to grow the economy & the train the workforce
BALANCING the STATE BUDGET
TAXES - Estate Tax, personal income tax, non-profits, broaden the sales tax
FORECLOSURES – nothing on the agenda.
Maine House - Speaker Mark Eves was termed out and Sara Giddeon was nominated
Was 78-69 and 4Is Now: 77 Ds 72 Rs 2 Independents
Maine Senate - Senate President Mike Thibodeau – Waldo - wants to stay
Was 20Rs and 15Ds now, 18 Rs and 17 Ds
Referendum questions
Legalization of recreational marijuana – 2,620 vote difference RECOUNT
Minimum wage question 55% - 45%
$12 Maine’s minimum wage of $7.50 per hour to $9 in 2017, then by an additional $1 each year until it reaches $12 in 2020, after which it’ll be indexed to inflation. It also would raise Maine’s tipped minimum wage from $3.75 per hour to $5 in 2017, after which it will rise each year until it reaches the non-tipped minimum wage.
Do you support K-12 education at 55% 3% tax over the 7.15% 9,580 LOSS – NO RECOUNT
FEDERAL UPDATE – before I mention specific Legislation, we do have Election 2016
CD 2 Bruce Poliquin vs. Emily Cain 55% to 45%
CD 1 Chellie Pingree vs Mark Holbrook (Brunswick, Clinical psychologist & PhD – social services, corrections and police) 58% to 42%
No Senate Race (King in ’18, Collins in ’20)
federal REFORMS – Implementation
All new regulatory world
Open season on administrative rules
Next phase of federal reform (specifically what this means for your bank)
Housing Reforms continue
Consolidation of Fannie and Freddie & FHA finally recognizing losses - a $16.3b shortfall
Housing Reform agenda continues with HMDA revisions this fall
Role of CFPB to regulate and control non-bank lenders?
Next target for CFPB – overdraft checking fees Q4
Plans to study marketplace lenders – On Deck, Kabbage, Lending Club, etc.
Henry Tartre BIDDEFORD Henry Amie Tartre, of Biddeford died on Friday, Dec. 2, 2016, at the Maine Veterans Home in Scarborough. He was born on March 23, 1932, to Joseph Andrew and Marie Jeanne (Casavant) Tartre in Waterville. He grew up in Augusta, attended St. Augustine elementary school and graduated from Cony High School in 1950, where he was an excellent track and field athlete. He set the state record and won the indoor Class A State Championship for high jump in his senior year. He attended the University of Maine in Orono, graduating with a bachelor's degree in business in 1957. He proudly served in the U.S. Air Force Office of Special Investigations, or OSI, during the Korean conflict. He was stationed in France during much of the conflict to take full advantage of his fluent French speaking abilities. When he returned to Maine, he began his business career and traveled to all corners of the state as an insurance salesman for the Royal Globe Insurance Co. He moved his family to Biddeford in 1964, and was a partner and eventually became president of Paquin & Carroll, Inc. Insurance Company (now P&C Insurance) until his retirement in 1986. He was a past president of the BiddefordSaco Rotary Club. He also served on the board of trustees of St. Francis College (now University of New England). Henry had 4 children with his former wife, Mary Ann, and is survived by: two sons, J. Andrew Tartre II and his wife, Kathleen of Saco and their children, J. Andrew III and Ayla, Stephen Tartre and his wife, Sally of Kennebunk and their children, Sierra, Samuel and Amelia; and by two daughters, Meg Tartre of Dayton and Ann Tartre of Encinitas, California. He immensely enjoyed his five grandchildren and summer days spent at his camp on Bonny Eagle Pond in Buxton. He is also survived by many nieces and nephews. Visiting hours will be 47 p.m. Tuesday Dec. 6, 2016, at Hope Memorial Chapel, 480 Elm St., Biddeford, ME 04005. A graveside service will be celebrated at noon on Wednesday, Dec. 7, 2016, at the Maine Veterans Cemetery, 163 Mt. Vernon Road, Augusta, ME 04330. Donations in Henry's name can be made to the Maine Veterans' Home at 290 U.S. Route 1, Scarborough, ME 04074 or aplacetostart.org. Arrangements are by Hope Memorial Chapel. To share condolences on line, please visit HopeMemorial.com. Funeral Home Hope Memorial Chapel 480 Elm St Biddeford, ME 04005 (207) 2826300 Published in Journal Tribune on Dec. 5, 2016
To: Kay, Lucie [luciek@yorkcountyfcu.com]
From: David Wollstadt [dave@schoolnewsleters.net]
I write to you as the President of the Old Town Rotary Club, and as the father of Andrea Wollstadt, elementary music teacher in Biddeford and a resident of Saco (with her husband, Rob Duquette, and children Stella and Luke. Andrea has recorded a holiday CD to benefit the Good Shepherd Food Bank, which supplies low-cost food commodities to food pantries throughout Maine.
A representative of Good Shepherd recently spoke at one of our meetings, describing their food supply challenges and noting that they currently have their Northern Maine warehouse in the former Bangor Daily News press building in Hampden. Andrea describes her project as follows:
I am a music teacher in an elementary school. I work with young students on a daily basis and I have truly come to love each and every one of them. While many students come from stable family environments, there are many others who experience poverty. For some of my students the worry of going hungry is a constant concern. I decided to start a project to help raise funds for The Good Shepherd Food Bank. The Good Shepherd Food Bank obtains and distributes food to local relief agencies and food pantries in Maine. With the help of Maine's top musicians, I recorded a holiday CD. All proceeds from the sale of the CD will go directly to the Good Shepherd Food Bank. I am asking people to help fund this cause by becoming a "donor" and pre-ordering a CD. CD's can be purchased for $20 either directly from me. Once I have reached 125 donors (or pre-orders) the project will be fully funded. All monies collected AFTER the initial 125 donors will go directly to the Good Shepherd Food Bank.
Julie Villemaire needs more volunteers!Please remember it is up to the TACK coordinator to ensure that someone is taking the minutes each week during your assigned month. If you aren’t able to take the minutes yourself, please reach out to fellow members for volunteers. Please forward the minutes to Julie Villemaire and Brian Dallaire so they can get them posted for the rest of the members.
Invocation: Joe Bassett
PROGRAM IDEA???? PLEASE CONTACT Bill Kany, PROGRAM CHAIR or a member of the Program Committee. Remember it is the responsibility of every member to help get Programs for our meetings.
Energy: Saved enough energy to light 42.0 lightbulbs—24 hours a day—for a year.
Emissions: Saved the emissions equivalent of driving a car 7,947 miles.
Volume: Diverted enough containers to fill 290.1 lobster traps
Fill up those green bags. If you need more bags and/or labels, just let Julie Villemaire know and she can hook you up…no charge!
Simple fill with returnables and drop off at any Hannaford.
Alternately, if you already have a CLYNK account of your own, you can designate you funds as a donation. Hit the Donate button and search for Rotary and you'll find our account.
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