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District 7815 Insurance 
 
CANADIAN ROTARY CLUB INSURANCE PROGRAM
As you are aware, Norwich Insurance Brokers designed the Canadian Rotary Insurance Program in 2002. As the program continues to evolve and change from year to year depending on global events, insurer competition, and available reinsurance for certain products, we are happy to advise in 2021 we have formed an alliance with A.J. Gallagher in order to distribute the program Canada-wide.
The the program insurers the District and its organization, which includes: Rotary Service Clubs including fund raising activities usual to a service club, foundations, trusts, Youth Exchange, Group Study exchange, Interact and Rotaract operations, and Inner Wheel.
To keep with up with your needs in this ever changing world, the highlights for the 2021 package with increased limits and coverage is as follows:
2021 RENEWAL 24.10/ MEMBER
$5 000 000 Commercial General Liability $10 000 000 Aggregate $2500 Building and Contents $1 000 000 Abuse Limitation Endorsement $3 000 000 Directors & Officers Liability $1 000 000 Tenants Legal Liability
$25 000 Miscellaneous Property *3 bump to $75 000 per year for a maximum of 7 days at no additional charge
$30 000 Crime coverage *including $50 000 Employee Dishonesty
$1000 deductible
OPTIONAL COVER INCREASES:
CYBER COVERAGE POLICIES AVAILABLE UPON REQUEST as per the following: $25 000 $126 $50 000 $251 $100 000 $414
Cyber coverage is rated based on a per club basis within a Rotary District
D&O increase to $5 000 000 upon request and review of financial statements (must state a positive net profit). Additional premium to be quoted upon request
EXCLUSIONS:
 VIRUS