One of our recent members, Joseph Lynch, engaged us all with an account of his life and his sense of values.  He studied to be an actuary but actually worked as a statistician at the Central Statistical Office, and travelled the world on business, with an insurance brokerage business on the side.  Divorced with 2 children, Joseph got into the Real Estate business "by mistake".  He is retired now but still deals in investments in real estate, mostly in St. Lucia.  He strives to be humble and "enjoy the journey".