THE MEETING THIS WEEK WILL BE IN THE FOUNTAINVIEW ROOM.
ELECTION OF BOARD MEMBERS WILL PRECEDE THE SPEAKER'S PRESENTATION.
PROGRAM PREVIEW
December 10, 2014
"TxDOT’s Projects and Priorities
in Southeast Texas"
Tucker Ferguson
Beaumont District Engineer
Why is that feeder road closed? What's going on with the overpass? How do I get from here to there? The person who can answer your probing questions about travel in Southeast Texas will be our speaker on December 10.
Tucker Ferguson, District Engineer for Beaumont District in Southeast Texas, will tell us of the high profile projects and initiatives for TxDOT in the Golden Triangle region.
Tucker is responsible for the management, direction and administration of all highway and bridge delivery, design, construction and maintenance and operations programs for nearly 2,400 miles and 1,500 bridges in the eight county region of south east Texas (Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange and Tyler Counties).
The Board of Directors announces the following membership changes approved:
New Member Proposal approved:
Sharae Reed, Senior Assistant City Attorney
Proposed by Bridget Johnson
Classification: "Municipal Government - Attorney"
In accordance with our bylaws (Article 13, Section 8), please submit written objections related to the aforementioned proposal within 10 days (of December 3) to the board of directors, stating the reason for your objection.
Election of Club Directors and one Foundation Trustee to serve 2015-2018 will take place on Wednesday, December 10, 2014, at the weekly Rotary meeting.
SAMPLE BALLOT
(click on image and it will open in larger view.)
You must be present to cast a ballot; no mail in submissions will be accepted.
Two West Brook Interact Club members and their sponsor would like to attend the Holiday Party and could use some assistance on the ticket cost. If you would like to offer financial help, please let Randy Fluke or Jacque know.
Thank you to the many Rotarians who gave a part of their Saturday in "Service Above Self" at Parkdale Mall as a Salvation Army-Rotary Bell Ringer: Rob Glassey, Glenn McWherter, Alan Sampson, John Quigley, Ashley Barber (and Blyss), Derrick Barber, Rosie DeLano, Tim Sudela, Doug Fair, Lynn Castle, Tommy Hebert, Mary Poole, Angela Baker, Jay Wilson, Steve Doblin, Charlie Foxworth (Blair, Sarah and Jay Foxworth), Rene Greenwald, Stephen McDonald, and Steve Gilbert.
A big thanks to Shannon Williamson for organizing and working throughout the day along with her children too. She sends much appreciation to everyone who took part and made it fun.
Lots of photos can be enjoyed on our Facebook page and the website at: Service: Bell-Ringing.
If you are disappointed that you were unable to participate in the Bell-Ringing service project at Parkdale last Saturday, here's good news! The Beaumont Rotaract Club is taking on the same challenge on Saturday, December 13.
If you would like to participate and help their club, contact Rebekah Maxwell by phone at 409-658-8089 or by email at Rebekah.d.maxwell@gmail.com.
Wondering what to give a friend or neighbor at this gift-giving time of the year? A subscription to "Show Your Colors" flag project is a perfect fit, and it will be enjoyed year-round!
Call the Rotary Office and we will help you with all the arrangements to get a subscription set up for 2015 delivery.
The Layette Committee wants to expand the project to include a specially made bag for a mother and her baby in Nicaragua that will be a "gift" from you to honor or recognize a friend or relative.
Your $50 donation to the Beaumont Rotary Foundation will underwrite a layette bag that will provide what is needed for healthy, loving care of an infant.
Please give your gift (checks payable to the Beaumont Rotary Foundation) and pick up a card you can give to the person you honor with your generous gift. If you prefer, you can pay online with your credit card by using the "Layette Bag" button on the bottom of our donation page (click here to access).
For questions, phone Bel Lamb or the Rotary Office.
The students from BISD schools who were selected to attend RYLA 2015 are receiving recognition right on the homepage of the BISD website. Of course, this fun and impactful Rotary program is recognized at the same time.
Go to the website: www.bmtisd.com and watch for the logo and article to come up on the scrolling headline news. Special thanks go to Rotarian Nakisha Myles for her consistent help with communication and publicity.
We send wishes for a quick recovery to our friends and fellow Rotarians who have recently been ill. We hope you are better soon!
Tolbert Chisum
Chuck Kalkbrenner
Carolyn McGuire
Connie Szuch
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Congratulations to
Craig Lively
on the birth of granddaughter, Molly Pratt. Described as "beautiful" by granddaddy, Molly entered this world at 1:45 a.m. on December 8 at a healthy 7 pounds, 10 ounces.
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Please let us know of others who should be included in our weekly good wishes article.
Our speaker, Tommy Thompson, Associate Professor at Lamar University, was introduced by Ted Moor.
Dr. Thompson's presentation was entitled "Preparation For Retirement."
In a Powerpoint presentation, Dr. Thompson presented his talk with the sobering title "Will You Outlive Your Money?"
Dr. Thompson briefly explained "Six Mistakes That People Make When Planning Retirement":
1. having no clue how much income is needed
2. having no clue how much you will spend
3. under-estimating the costs of healthcare
4. reacting rashly to Market-volatility
5. failure of NOT being fully diversified
6. failure to pay attention to fees, associated with retirement accounts
He posed four critical questions that everyone should answer:
1. Will I have more or less debt when I retire?
2. How much MORE traveling will I do once I retire?
3. Will my/our travel increase or decrease?
4. Am I aware of the 'out-of-pocket' costs in retirement associated with my healthcare?
Dr. Thompson then explained the importance of "Retirement Replacement Ratio Process":
1. How much pre-retirement income is needed?
2. How much of a tax-expense will I have (will it increase or decrease)?
3. How much will I be expending on shelter/home/property?
Additionally, he added the following areas to be seriously considered:
1. Will educational expenses increase or decrease?
2. Will the cost for apparel and services increase or decrease?
3. Will the cost of transportation increase or decrease?
4. Will the cost of healthcare increase or decrease?
5. Will the cost of utilities increase or decrease?
6. Will the cost of entertainment increase or decrease?
Most people do not maximize their capacity to contribute to their own savings/retirement/money market accounts. The rule of thumb is to FIRST contribute as much as allowed by law, especially when your employer matches ANY portion. Match your employer's contributions by 100% if possible.
Secondly, explore a Roth Account (discuss this option with your Financial Advisor). This includes any decisions regarding converting other plans into a Roth (Roll-over).
Dr. Thompson then fielded several questions from Rotarians.
Sponsor ads appear on the website continuously and are included in the sidebar of the RotaryGrams each week. One will be spotlighted weekly to express our appreciation.
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