Thanks to his week's correspondent:
Justin Leland
Invocation: Supreme Leader Ellis
Flag Salute: Ken Secor
Song: "We don't need no stinking song"
Greeter: Jim Damian and the 12 or so early signons.
Roving Mics: The Gatekeeper, Jim Damian


On this day Charles Lindburg flew the first non-stop transatlantic flight, and boy were his arms tired!

Spoke editor profile:
Justin Leland

Justin Leland, CFP®, AIF® is a registered representative, fiduciary Financial Advisor, a CERTIFIED FINANCIAL PLANNER™ PROFESSIONAL – CFP®, an Accredited Investment Fiduciary, AIF®, a co-host on the Moneywise Guys Radio Show + Podcast and an Eagle Scout.


Jake Shirley was invited by president Garro to discuss his organization, Love Water. Jake discussed the origin story and why the organization exists, which is to provide safe, clean drinking water to communities where access simply does not exist. At the end of Jake's quick talk, Premier Garro announced that the Rotary Club of Bakersfield was presenting Love Water with a $4500 donation to their organization. Somehow, through the magic of the internet, and some scrambling of electrons, Jake had a physical check in his hand after the handoff. Weird.

Good News:

Mark Barnes: Businesses are able to reopen in limited capacities, we should be able to go back to work shortly.
Pat Collins found Amelia Earhart's plane in the green screen behind him.
Winn and Norma Eaton's 42 wedding anniversary today, maybe they can order some good takeout?
President Garro announced that today is this Spoke Editor's 11th Rotary Anniversary. 


Matt Damian, the slightly less cool, but infinitely more interesting brother of our Sergeant at Arms, Jim Damian, gave us an update on all things PPP. Matt is the Senior VP at Tri Counties Bank, and he discussed the trials and tribulations of administering and awarding PPP loans to their many business customers. One of the first things that the bank did was to begin offering deferments to their existing clients through either a 60 or 90 day holiday on loan payments. They also offered for some to pay in an interest only fashion prior to the PPP being passed into law. 
The first action that was taken was for each and every business customer of the bank to be reached and talk to about their situation and finding out exactly how the bank could help. The bank made the decision to be of assistance first, profits were pushed to the back burner. The bank felt that if they weren't able to assist their clients through this situation, they wouldn't have any clients after the "all clear", and there would be no profits to be had.
SBA typically processes about $25B in loans annually. Through only the first phase of PPP, the SBA processed $349B in two weeks, a 30,000% increase. Initially, there was a lack of direction and process, with a lot of misinformation in the market. At Tri Counties Bank, over 35% of the staff was assigned to working on PPP loans full time. There were times when the process felt like they were, "building a plane while flying it". Matt estimates that the SBA, and how it operates, will never be the same after this crisis whether for good or for bad.
Three things Matt has learned from this SBA/PPP process?
  1. Communication is essential, and proactive communication is much better.
  2. Big Banks and Small Banks both performed very well in this crazy situation.
  3. You bank with a person first, and your bank second.   
Another record "virtual" turnout of over 40 people.
Jeff Johnson multi-tasked and read the paper while listening to the program.
Bob Allison wins best background again with "a bridge to nowhere".
Birthdays & Anniversaries
Member Birthdays
Mary Castaneda
May 5
Stan Cook
May 7
Brad Hannink
May 8
Ken Jones
May 9
Justin Leland
May 12
Sheryl L. Barbich
May 14
Andy Barkate
May 22
Dave Plivelich
May 28
Rick Montoya
May 30
Spouse Birthdays
Susan Chandler
May 10
Mike "Willieboy" Willis
Nancy Willis
May 17
Leslie Golich
May 21
Win Eaton
Norma Eaton
May 21
Garro Ellis
May 23
Michael Lightfoot
Kelly Lightfoot
May 26
Girish Patel
Pragati Patel
May 28
Join Date
Kevin Pope
May 2, 2019
1 year
Jim Baldwin
May 9, 2002
18 years
Ken Keller
May 9, 2019
1 year
Louis Gill
May 9, 2013
7 years
John P. Moorhouse
May 11, 1995
25 years
Jim Damian
May 15, 2014
6 years
Susan Benham
May 19, 2011
9 years
Stan Cook
May 20, 1999
21 years
Justin Leland
May 21, 2009
11 years
Sonya Christian
May 22, 2014
6 years
Douglas A. Hayward
May 24, 2012
8 years
Jon Van Boening
May 24, 1984
36 years
Geoff King
May 26, 1988
32 years
Jeff Green
May 27, 2010
10 years
John D. Schuler
May 29, 2003
17 years
Pete Pankey
May 30, 2013
7 years
Garro Ellis
May 31, 2012
8 years

Area Meetings

Tuesday @ noon
Bakersfield North

at the Petroleum Club

Wednesday @ noon
Bakersfield West
at the Stockdale Country Club

Wednesday @ 6:45 am
Bakersfield Breakfast

at the Petroleum Club

Wednesday @ 6 pm
Bakersfield Twilight

at The Mark

Bakersfield  Downtown
at the Museum of Art

Friday @ noon
Bakersfield East

at Bakersfield Museum of Art

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Mark Daniel Maloney Rotary Club of Decatur

District 5240 Governor

Savi Bhim
Rotary Club of Simi Sunrise

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Mike "Willieboy" Willis
Russell Hampton
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P.O. Box 1628, Bakersfield, CA 93302 • (661) 325-0696 • FAX: (661) 322-2311

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