BULLETIN – October 8, 2025
By Tim Dempsey
President Tom Gore rang the bell and called on Ron Lapins to recite the Pledge. Greeter Elliot Pinsel led us in prayer, and Song Meister Dennis Kratohwil, with a surprising short intro, helped us through a rendition of Beer Barrel Polka.
BRAGS:
-There were no brags.
-We celebrated 15 years of the Club golf league with a banquet hosted by Bill and Kristine Rickert.
ANNOUNCEMENTS:
-Roman Keating from Free Spirits thanked the Club for our donation. They can now rebuild financially.
-There will be no morning meeting on October 29th because it is the fifth Wednesday of the month. This day will be known as “Give the Bulletin Editor a Break Day”. We will have a fellowship meeting at Kim Smith’s house beginning at 5:30 pm. It will be a Spooktacular evening with a Halloween theme. Costumes are encouraged. The address is: 511 Buckingham Rd, Mundelein. RSVP: 224 715 3818.
FUN & FROLICS:
In possibly the longest Fun & Frolics in recent memory, Bob Zamor gave us a trivia lesson about the Great Chicago Fire. He also told us about this being Fire Prevention Day with the slogan: “Charge into fire safety”. I will never charge my cell phone overnight again!
PROGRAM:
Today’s program was member Michael Schachner talking to us about “The hidden costs of Elder Care”. The longer you live, the more likely you will need long term care. Costs include home modifications, care givers, equipment and supplies, transportation, legal costs, end of life costs and medications. 37 million people in the United States provide care of some type.
If care is needed, there are assisted living facilities, continuous care retirement communities, in addition to live-in care. 70% of people over 65 will require some sort of care. Medicare covers 150 days of hospital care and 100 days of skilled care. Monthly costs can average $4,500 to $6,500 or more.
There are four ways to cover the costs of long-term care. First, you can self-fund from savings. Medicaid will cover costs after all assets are exhausted. You can also purchase a traditional long-term care insurance policy. It will cover care costs if needed but premiums are lost if the coverage is not needed. The third option is a life insurance policy. A rider can be added to use death benefits early if needed. The fourth option is a hybrid policy which combines long term care with a death benefit.
RAFFLE:
-Daily: $26. Won by Michael Schachner.
-Progressive: $381 (42 cards). Dennis Kratohwil drew the King of clubs. ROLLOVER!
NEXT WEEK:
-Greeter & Prayer: Tucker Olson.
-Fun & Frolics: Tom Zengler.
-Program: District Governor Marlene Frisbee.
ROTARY MINUTE:
What is Polio Plus?
Rotary’s PolioPlus program, established in 1985, was the first to have a vision of a polio free world. Rotary has committed to raise $50 million per year to eradicate polio worldwide.
FOUR WAY TEST:
Yours truly led the Club in the Four Way Test.
THOUGHT FOR THE DAY:
“It is better to wear out one’s shoes than one’s sheets”. - Genoese proverb
