How many Cal graduates are in our Club? Stanford grads?  How many California Lutheran University Alums? 
JUST TWO!  Our newly installed President Scot, Class of 1980 and Past President Tim, Class of 1970. Cal Lu knows how to install the values and skills needed to help individuals become leaders.
As an INDEPENDENT Registered Advisor to high net-worth individuals and Foundations, I work with less than 40 clients. My focus is on high-touch proactive service while structuring exceptionally diversified portfolios. Most client portfolios exceed 50 world-class money managers.
Don't succumb to the media's negativity about investing. Their focus is short term.
Negative trends are always cyclical.
I cannot tell when, why or how current negative trends will reverse.  But, from an experienced 35 year perspective, they always have, and - so long as people are free to choose - they always will keep moving markets higher.
Lastly, my heartiest congratulations to Rotary Club #97's President #99 from #97!
 Tim Pinkney, The Savant Group