Stories

Title Author Date
Keeping Our Club STRONG - Welcome New Members!
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Keeping Our Club STRONG - Welcome New Members! 2015-08-27 00:00:00Z
Fatherhood Initiative Update
Fatherhood Initiative Update Theresa Cullum 2015-08-05 00:00:00Z
Pop-Up Event - Tonight
Pop-Up Event:
 
-Tonight! 6:00, Crystal Lake Festival at Lakeside Park. 401 Country Club Road, Crystal Lake Hope to see you all there! Thanks Mike!!
Pop-Up Event - Tonight 2015-07-02 00:00:00Z
Hey... Ruth, Mantus, Jeff - Welcome Aboard!
Keeping our Club STRONG
 
 
 
Hey... Ruth, Mantus, Jeff - Welcome Aboard! 2015-06-11 00:00:00Z
Amazon Smile Foundation Donation
When you shop at AmazonSmile, Amazon donates 0.5% of the purchase price to Breakfast Rotary Char Fdn. Bookmark the link http://smile.amazon.com/ch/36-4179261 and support us every time you shop.
See below for more info
 
 
 
Amazon Smile Foundation Donation 2015-05-18 00:00:00Z
ChristKindl Fest 2014

Downtown Barrington
Harris Bank Parking Lot
December 4th - 7th, 2014

Wishing for an opportunity to connect with your community? Let this be it! Volunteer at ChristKindlFest.com -

ChristKindl Fest 2014 Suzanne Gibson 2014-11-01 00:00:00Z
Food Pantry Shopping 2014

The tradition lives on!
 

Food Pantry Shopping 2014 Mary Holcomb 2014-06-24 00:00:00Z
India celebrates three years without polio.
We are not just "THIS CLOSE" but Getting Closer and Closer.

India celebrates three years without polio. Narayan Murarka 2014-01-19 00:00:00Z
Interact Club's New Website

  Do you know of any outstanding high school students who could benefit from developing their leadership skills? (Maybe YOU?)

Interact Club's New Website Tim White 2014-01-17 00:00:00Z
BBRC Members Assisting at Barrington Giving Day 2013
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Another BGD Experience Under our Belts!
BBRC Members Assisting at Barrington Giving Day 2013 Michael Lauzon 2013-12-13 00:00:00Z
The Rotary Foundation receives Guatemala’s highest honor

Acknowledging BBRC's  International Committee for their dedicated hard work!

 

The last  paragraph lists two of our projects.  How about it?


Narayan Murarka
Barrington Breakfast Rotary Club


The Rotary Foundation receives Guatemala’s highest honor Steve Hollis 2013-11-04 00:00:00Z
Trick or Treat Trot 2013- Results Trick or Treat Trot 2013- Results Steve Hollis 2013-10-26 00:00:00Z
Western Rendezvous Round-Up

Dear Rotarians,

The Western Rendezvous was a resounding success! -

Western Rendezvous Round-Up Suzanne Gibson 2013-06-30 00:00:00Z
Peace Through Service Presidential Citation
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Peace Through Service Presidential Citation Suzanne Gibson 2013-06-04 00:00:00Z
UpComing Events on "Event Calendar"
Be Sure To Check the Events Tab and/or the Event Calendar for Upcoming Events Details - Also more "Meeting Pictures" in the Photo Album as of May 30, 13
UpComing Events on "Event Calendar" Suzanne Gibson 2013-06-04 00:00:00Z
2013 Scholarship Award Recipients
2013 Scholarship Award Recipients Suzanne Gibson 2013-05-23 00:00:00Z
Western Rendezvous Dinner, Music & Fun

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         June 29, 2013
                                 

6:00 PM till 11:00 PM

6:00  PM COCKTAILS - 7:30  PM DINNER

The Stonegate Conference Centre

2401  West Higgins Road, Hoffman  Estates

                  (Click on image for further info)

 GRAND PRIZE: $5,000

Western Rendezvous Dinner, Music & Fun David Loop 2013-05-05 00:00:00Z
Sister clubs form deep bonds of friendship and service Sister clubs form deep bonds of friendship and service Narayan Murarka 2013-04-03 00:00:00Z
Micro-Credit Article in the Barrington Courier Review Micro-Credit Article in the Barrington Courier Review Narayan Murarka 2013-02-23 00:00:00Z
Micro-Credit Program Discription

Breakfast Rotary Charitable Foundation

(a 501c3 entity)

&

 

Barrington Breakfast Rotary Club

Contact:  Narayan Murarka    Ph: 847-836-0494    npmurarka@comcast.net

                                                                                                                        Updated 1/1/2013

Rotary Micro-Credit Program

 

Empowerment – Not Dependency

 

The Purpose:

 

The objective of this program is to provide opportunity for individuals to start, sustain, or expand an income generating business venture by offering seed money in the form of a loan --- often called micro-loans or micro-credits.  The micro-credit program’s purpose is to empower people to become economically self-reliant.  Our motivation is to provide “empowerment – not dependency” to individuals who have difficulty getting credit through the normal banking system. 

 

This program is not meant to be a grant but a loan with full expectations for pay back of the principal with modest interest.    The loan itself is not meant for personal consumption such as food, rent, medical expenses, education, etc.  It is necessary for the recipients of such loans to have other sources of income to sustain themselves for day-to-day living.    

 

Benefits:

Most non-profit and service organizations, including Rotary, address the needs of individuals in a holistic fashion, treating body, mind and spirit.  Health and wellness begin with an individual's sense of well-being and security.  Through this important program, we seek to deliver in some small measure on these basic human requirements.  Few aspects of life are more essential than a livelihood that enables people to provide for themselves and their families. 

This project is about “helping those who are trying to help themselves.”  In other words, the program addresses and responds to the entrepreneurial spirit of individuals needing a helping hand.  Our primary focus will be to attract only those people who are motivated, focused, and willing to put in hard work and are seeking opportunities to uplift their family’s life.

 

Micro-credit is also a means for self-empowerment. It enables the poor, especially women, to become economic agents of change.  Engagement in an income generating business will serve as a role model for others in the community.

Operational Guidelines:

 

A limited number of loans, with a maximum amount of $5,000, are granted with a modest interest rate of prime plus two percent using simplified requirements compared to traditional banking institutions.

 

A Micro-Credit recipient must be an American Citizen or Green Card Holder and live or have business in a geographical area associated with Rotary District 6440 as shown.  There are over 70 local Rotary Clubs in this area.  Applicants should contact their local Rotary Club for sponsorship.

 

All Applicants will undergo a “credit” and “background” check as appropriate.  The Applicant will also be required to acknowledge receipt of the “Privacy Policy.” 

 

The primary factor affecting the approval of the loan will be the viability of the proposed venture and the Applicant’s ability to repay the loan.  This will depend on gross revenue, either actual or projected, profit margin, cash flow and repayment schedule from the business venture.  Other sources of income will also be considered to assess the Applicant’s ability to repay the loan. 

Partnerships: 

 

The Rotary Micro-Credit Program offered by the Barrington Breakfast Rotary Club is for the benefit of individuals residing or doing business within the Rotary District 6440 jurisdiction.  We will work with our sister clubs in the area to facilitate its implementation.  Rotary Clubs are requested to contact us so that we can walk through the process and help them qualify potential Applicants.  Participating Rotary clubs are not required to provide any funding nor will they have financial liabilities.

References:

 

Applicants are required to provide references from a service club, a business and/or an individual.  This individual should be a person of good standing within the community and is expected to know the individual Applicant and his/her family over a period of time and vouch for the honesty, integrity and character of the Applicant. He/she will not be involved in handling any money nor will he/she be co-signing the loan.

The Structure:

 

The Barrington Breakfast Rotary Club will administer this program in its entirety.  A Committee has been set up to review the application:  There are three basic factors that need critical review: 

 

§        Does the Applicant show commitment, dedication, and perseverance?

§        Does the business venture have a reasonable chance to succeed?

§        Is there enough cash flow for the loan to be repaid?

 

The committee members will interview the Applicant, make a site visit, and review credit/background check results, etc.   The committee will deliberate and make the final decision.  Committee’s decision is Final.

 

Process:

 

The following information will be requested from the Applicant.

 

  • Personal Financial Statement – Provide personal data of the Applicant and spouse including name, address, phone, social security number, employment info, etc. together with financial information.  (Form will be provided)
  • Application Form
  • Reference Form
  • Business Plan – An outline of the business proposal, dollar amount requested, the way the loan will be used, some projection of income and expenses, and repayment schedule. Members of the Micro-Credit Committee will assist the Applicant to develop the business proposal.

 

Our goal is to make the process as simple as possible.  We recognize that a prospective Client may be discouraged when confronted with too much paperwork.  We will work hand in hand with the Applicant to ease such a concern.

 

Designated Mentor: 

 

Once the loan is granted, the client will be assigned Rotary members to serve as Mentors.  The Mentors will frequently talk to the client, assess the Client’s progress, and offer advice or support as appropriate.  The Mentors will also see that the Client is following the payment schedule. 

 

 

 

 

******

Rotary ….. “Doing good in the world while having fun, fellowship and friendship”

“Rotary is a family of volunteers actively participating in meaningful community service projects while having fun, fellowship, and making lifelong friends with people from all walks of life worldwide.”

*******

Micro-Credit Program Discription Narayan Murarka 2013-02-07 00:00:00Z
Overview

Rotary Micro-Credit Program Overview

Narayan Murarka,

January 16, 2013

 

Barrington Breakfast Rotary Club (BBRC) is proud of its community service project, the Rotary Micro-Credit Program, which focuses on small loans ... often called micro-loans. 

This project is about “helping those who are trying to help themselves.”  It addresses and responds to the entrepreneurial spirit of individuals who need a helping hand.

 

Our goal is to attract motivated and focused people who are willing to work hard to uplift their life and that of their families. 

 

The Rotary Micro-Credit Program offers these key features:  It is for smaller amounts, it focuses on creating new sources of income, and it is personalized and customized to the opportunity at hand. 

 

The loan (maximum amount of $5,000) is granted at modest interest rate (prime + two points) with full expectation of payback.  It is exclusively for entrepreneurial activity – not personal consumption (such as food, rent, medical expenses etc.).

A Micro-Credit recipient must be an American Citizen or Green Card Holder and live or have business in a geographical area associated with Rotary District 6440.  There are over 70 local Rotary Clubs in this area.  Applicants should contact their local Rotary Club for sponsorship.

The key difference between Micro Loans and normal bank loans is that we at Barrington Breakfast Rotary Club being a service club offer mentoring.   Once the Micro-Loan is granted, our club will assign a club member to serve as a Mentor.  The Mentor will frequently talk with the loan recipient, assess progress, and offer advice or support as appropriate. 

 

For more information, visit www.BarringtonBreakfastRotary.org

Contact via email: npmurarka@comcast.net

Or call 847-836-0494 

 

1.  Program Description 

2.  Application Form

3.  Reference Form

4.  Privacy Policy

5.  Micro-Credit Program Brochure

 

Embed the video here:  Here is the link-

http://www.youtube.com/watch?v=S_vskoMJFc8

 

Overview Narayan Murarka 2013-02-06 00:00:00Z
BBRC 25 years!
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BBRC 25 years! Suzanne Gibson 2013-01-29 00:00:00Z
BBRC To Host BACC's Feburary's Networking Event
Image 4:31 After Hours Networking Event  February 12 - 4:31-7:00pm

The Garlands Performing Arts Center

 

 

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Barrington Area Chamber of Commerce's "Bliss Holiday ATHENA Award" Suzanne Gibson 2012-11-20 00:00:00Z
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Trick or Treat Trot 2012
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5KResults 

                                                                                                                               

1mi Results

5K overall results    Image                               

 

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Barrington Area Retailer Benefits from Rotary Micro-Loan program
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Barrington business owner Todd Rhodes is thankful
Barrington Area Retailer Benefits from Rotary Micro-Loan program Narayan Murarka 2012-09-27 00:00:00Z
This note from Jim Proebstle
Jim and Carol are working with Dan Evans and economically disadvantaged youth.
This note from Jim Proebstle James Proebstle 2012-07-24 00:00:00Z
President's Weekly Notes
Weekly news, comments, and observations, from our President
President's Weekly Notes Suzanne Gibson 2012-07-16 00:00:00Z
Breakfast Rotary's Micro-Loan Program
The Barrington Breakfast Rotary Club (BBRC) is proud to launch its latest community service project, the Rotary MicroLoan Program, which focuses on small loans...often called micro loans. The objective of this program is to provide "micro-loans" to deserving low and moderate income people, for the specific purpose of starting, sustaining, or expanding an income generating business venture.
Breakfast Rotary's Micro-Loan Program Narayan Murarka 2012-04-18 00:00:00Z
BBRC Presents Its Initial 2010 donations
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kite fly 20011

The Kite Fly this year is scheduled for Saturday May 14th at Citizen’s Park

Time and more details to come
kite fly 20011 Steve Hollis 2011-04-02 00:00:00Z
Maria Coons
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Classification Educator Community College
Membership Date Joined Jan 13 2011
Maria Coons Maria Coons 2011-02-06 16:23:26Z
Marie Bolchazy
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Marie Bolchazy
Marie Bolchazy Marie Bolchazy 2010-09-23 00:00:00Z
Lou Bolchazy
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Classification: Publisher

 

Lou Bolchazy Lou Bolchazy 2010-09-23 00:00:00Z
John Kent
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Classification Real Estate Broker
Membership Date Joined Aug 02 2010
John Kent John Kent 2010-08-02 00:00:00Z
Suzanne Gibson
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Classification Social Worker
Membership Active Date Joined Sep 11 2008
Suzanne Gibson Suzanne Gibson 2008-09-11 00:00:00Z
Mark Gibson
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Classification Medical
Membership Active Date Joined Sep 11 2008
Mark Gibson Mark Gibson 2008-09-11 00:00:00Z
Tom Leonard
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Classification 12-02 Supt District 220
Membership 12-02 Administration - Secondary Education Date Joined Dec 06 2007
Tom Leonard Tom Leonard 2007-12-06 00:00:00Z
Barb Grace
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Classification 22-09
Membership Psychologist / Family Therapist Date Joined Nov 08 2007
Barb Grace Barbara Grace 2007-11-08 00:00:00Z
Gary Lemon
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Classification Organization Development Consultant
Membership HR Consultant Date Joined Oct 18 2007
Gary Lemon Gary Lemon 2007-10-18 00:00:00Z
Stephanie Crenshaw
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Classification 21-99 Other / Mktg & Sales
Membership Active Date Joined Oct 18 2007
Stephanie Crenshaw Stephanie Crenshaw 2007-10-18 00:00:00Z
Michael Lauzon
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Date Joined Aug 23 2007
Michael Lauzon Michael Lauzon 2007-08-23 00:00:00Z
Wayne Duke
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Classification College Athletic Administrator Retired
Membership 1963 - 1971 returning member Date Joined Aug 17 2006
Wayne Duke Wayne Duke 2006-08-17 00:00:00Z
Marvin Hill
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Classification Fire Trustee
Membership Active Date Joined Aug 10 2006
Marvin Hill Marvin Hill 2006-08-10 00:00:00Z
Michael Deering
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Classification Communications Director
Membership Club Date Joined Jun 22 2006
Michael Deering Michael Deering 2006-06-22 00:00:00Z
Gary Ecklund
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Classification Financial Advisor
Membership Date Joined Jan 19 2006
Gary Ecklund Gary Ecklund 2006-01-19 00:00:00Z
Mike Baker
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Classification: Insurance

Company: E.C. Healthquotes LLC 

Mike Baker Select Member 2005-08-18 00:00:00Z
John Haniotes
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Classification Finances
Membership PHF Date Joined Mar 13 2003
John Haniotes John Haniotes 2003-03-19 00:00:00Z
Curt Larson
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Classification Finances
Membership Date Joined Dec 19 2002
Curt Larson Curtis Larsen 2002-12-19 00:00:00Z
Keith Hanson
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Classification Law
Membership PHF Date Joined Jan 17 2002
Keith Hanson Keith Hanson 2002-01-17 00:00:00Z
Bruce Grabenkort
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Classification Banking - Finance
Membership Date Joined Jan 01 2002
Bruce Grabenkort Bruce Grabenkort 2002-01-01 00:00:00Z
Ron Hamelberg
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Classification Retired CPA
Membership PHF Date Joined Apr 04 1999
Ron Hamelberg Ronald Hamelberg 1999-04-04 00:00:00Z
Vern Heeren
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Classification
Membership PHF Date Joined Oct 02 1997
Vern Heeren Vernon Heeren 1997-10-02 00:00:00Z
John Cole
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Classification: Manufacturer Representative
John Cole John Cole 1988-04-19 00:00:00Z
Barrington Middle Schools and Sunny Hill Continue
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.


ROTARY IS A FAMILY OF VOLUNTEERS
PARTICIPATING IN MEANINGFUL COMMUNITY SERVICE
WHILE HAVING FUN, FELLOWSHIP AND FRIENDSHIP
 WITH PEOPLE OF ALL WALKS OF LIFE WORLDWIDE.

.